Website Terms and Conditions

1.1. Definitions
Have I Got PPI UK is a trading style of Simon Turner t/a Reclaim-MY with website address:
1.2. Complete agreement and privacy
The privacy Policy and Cookies Policy forms part of these terms and conditions and together they contain all of the terms relating to the use of this website.
1.3. Variation of terms and conditions
We reserve the right to change these terms and conditions from time to time, and the amended terms will be posted on this website.
2. Materials in site and software rights
2.1. All copyrights, trademarks, patents, design rights, and other intellectual property rights relating to this website (including, but not limited to, the underlying software, the design, graphics, layout, feel, and structure of our websites) will be and remain the sole property of us and our licensors.
2.2. You may view, use, download, and store the material on this website for personal and research use only. Commercial use is not permitted. Redistributing, republishing, copying, adapting or otherwise making material on this website available to third parties is prohibited.
2.3. The information in this website is given in good faith and for general information and interest only. It is subject to change without notice. We make every effort to ensure that the information on our websites is correct but we cannot guarantee that it is 100% free of inaccuracies, errors and omissions.
3. Our liability
3.1. Users of this website are responsible for any decisions they take based on information provided on the site. We do not accept liability (as far as permitted) for any loss arising from using or relying on information or links included in this site.
Arrangements made between you and any third party named or referred to on the website are entirely at your sole risk and responsibility.
3.2. You agree to indemnify and hold us harmless from any liability, loss, claim, and expense (including reasonable legal fees) related to any breach by you of these terms and conditions or arising from your use of our website.
3.3. We shall not be liable to you in connection with this Agreement for losses that are not a reasonably foreseeable consequence of our actions. If you are using this website for commercial purposes, we shall not be liable for any loss of profits, loss of contracts, loss or corruption of data, or other economic loss arising in connection with this Agreement.
3.4. These terms and conditions do not exclude our liability (if any) to you for personal injury or death resulting from our negligence, or for any matter which it would be illegal for us to attempt to exclude its liability and do not affect your statutory rights.
3.5. Our websites may contain links to other sites, which are outside our control and are not covered by these terms and conditions. If you access other sites using the links provided, we cannot be responsible for the content of those sites or for the way in which they deal with you or use any information they may acquire about you.
3.6. We try to maintain WAI (Website Accessibility Initiative) level A and AA accessibility as well as meet some AAA guidelines but cannot guarantee that this website will be compatible with all hardware and software that may be used by visitors to the site.
4. Your liability
You shall compensate us in full if we incur any losses or if any claims or legal proceedings are brought or threatened against us by any other person arising from your use of our website.
5. Acceptance of these terms
This Agreement is deemed to be made in England and is subject to English law and the exclusive jurisdiction of the English courts.
6. Matters beyond reasonable control
Neither party is liable for any breach of this Agreement that is caused by a matter beyond its reasonable control, including acts of God, fire, lightning, explosion, war, flood, industrial disputes, sabotage, extremely severe weather, or acts of local or central Government or other competent authorities.

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