{"id":1175,"date":"2017-01-23T14:49:08","date_gmt":"2017-01-23T14:49:08","guid":{"rendered":"https:\/\/haveigotppiuk.com\/?page_id=1175"},"modified":"2019-10-11T13:46:07","modified_gmt":"2019-10-11T13:46:07","slug":"loan-refund-examples","status":"publish","type":"page","link":"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/","title":{"rendered":"Loan Refund Examples"},"content":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1494587022055{background-color: #ffffff !important;}&#8221;][vc_column][vc_message message_box_color=&#8221;alert-danger&#8221;]<\/p>\n<p style=\"text-align: center;\"><strong>We are NO Longer Taking on PPI Claims. If you are interested in Flight Delay Claims, please use our Form Provided<\/strong><\/p>\n<p>[\/vc_message][vc_column_text]<\/p>\n<h2>PPI Loan Refund Calculations<\/h2>\n<p>We have included some PPI Refund Calculations for Loans below including:<\/p>\n<ul>\n<li>\u00a320,000 loan<\/li>\n<li>\u00a315,000 loan<\/li>\n<li>\u00a310,000 loan<\/li>\n<li>\u00a35,000 loan<\/li>\n<li>\u00a33,000 loan<\/li>\n<li>\u00a32,000 loan<\/li>\n<\/ul>\n<p>Please remember that these calculations are based on the same variables (an interest rate of 7.9% on the loan over a period of 5 years). The only numbers that change in our calculations are the loan amounts.<\/p>\n<p>With this in mind, when you are working out your own <a href=\"https:\/\/haveigotppiuk.com\/ppi-claims-on-loans\/\">calculations for mis sold PPI on loans<\/a>, please change the figures to reflect the loan amount, interest rate set by the lender and how many years has it been since you first took the loan out (this is to calculate the additional compensation of 8% statutory interest that the regulators set out for PPI mis selling).<\/p>\n<p>Please use the loan calculators provided on this page or you can go to our <a href=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/\">PPI calculator page<\/a> in order to see all our calculators (loan and credit card calculators).[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_message message_box_color=&#8221;peacoc&#8221; icon_fontawesome=&#8221;fa fa-money&#8221;]<\/p>\n<h3>\u00a320,000 Loan PPI Example:<\/h3>\n<p><strong>Loan Amount<\/strong>: \u00a320,000 over 5 years (60 months) at 7.9% APR.<\/p>\n<p><strong>PPI on loan<\/strong>: \u00a34,000 (PPI policies vary in cost. It is often 20%,\u00a0i.e. 20% of \u00a320,000 = \u00a34,000.)<\/p>\n<h4>Cost of PPI<\/h4>\n<p>On top of the mis sold PPI amount you are entitled to the interest paid.<\/p>\n<p>\u00a34,000 x 7.9%\u00a0x 5 years = \u00a31,580\u00a0for 5 years (60 months)<\/p>\n<p>Please note that on any successful mis sold PPI reclaims you are also entitled to 8% statutory interest compensation from the lenders per annum.<\/p>\n<p>\u00a31,580 x 8% = \u00a3126.40<\/p>\n<h4>Total PPI Refund Due:<\/h4>\n<p>\u00a34,000 PPI Amount<br \/>\n\u00a31,580 Interest charged on PPI over 5 years<br \/>\n\u00a3126,40 (\u00a325.28 per year) PPI compensation (8%) over 5 years (please note: this interest applies for every year up until you claim. For example, if your policy was for 5 years and you claim 10 years later, you will have an extra 5 years of 8% statutory interest\u00a0added\u00a0on top)<\/p>\n<p>Total = \u00a35,706.40 Reclaimable PPI on Loan[\/vc_message][vc_column_text]<style>@media (max-width:480px){#cp_calculatedfieldsf_pform_1{min-height:364px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_1\" id=\"cp_calculatedfieldsf_pform_1\" action=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form \"  data-nonce=\"ab785eb717\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_1\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/haveigotppiuk.com\" \/>\n<pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_1=[[{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Loan Amount (\\u00a3)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Interest 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YOU\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"PREC((fieldname6+fieldname1+fieldname7),2)\",\"suffix\":\"\",\"prefix\":\"\\u00a3\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":false,\"optimizeEq\":true,\"eq_factored\":\"(PREC((fieldname6+fieldname1+((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)),2))\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname1\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden PPI Amount\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname2*0.20\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(fieldname2*0.20)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"(fieldname1*(fieldname3\\\/100))*fieldname4\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid 2\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname6*0.08\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)\",\"fBuild\":{},\"parent\":\"\"}],{\"0\":{\"title\":\"Loan PPI\",\"description\":\"Calculate your Estimated Loan PPI Refund\",\"formlayout\":\"top_aligned\",\"formtemplate\":\"cp_cff_letter\",\"evalequations\":1,\"autocomplete\":1},\"formid\":\"cp_calculatedfieldsf_pform_1\"}];<\/script><\/pre>\n<div id=\"fbuilder\">\n\t\t<div id=\"fbuilder_1\">\n\t\t<div id=\"formheader_1\"><\/div>\n\t\t<div id=\"fieldlist_1\"><\/div>\n\t\t<div class=\"clearer\"><\/div>\n\t<\/div>\n<\/div>\n\t<div id=\"cp_subbtn_1\" class=\"cp_subbtn\" style=\"display:none;\"><\/div><div class=\"clearer\"><\/div>\n\t<input type=\"hidden\" id=\"_cpcff_public_nonce\" name=\"_cpcff_public_nonce\" value=\"c1d7b58506\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/1175\" \/><\/form>\n\t[\/vc_column_text][vc_tta_accordion color=&#8221;orange&#8221; c_icon=&#8221;&#8221; active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section i_icon_fontawesome=&#8221;fa fa-mouse-pointer&#8221; add_icon=&#8221;true&#8221; title=&#8221;Start My Free PPI Check&#8221; tab_id=&#8221;free-ppi-check&#8221;][gravityform id=&#8221;1&#8243; title=&#8221;false&#8221; description=&#8221;false&#8221; ajax=&#8221;true&#8221;][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_message message_box_color=&#8221;peacoc&#8221; icon_fontawesome=&#8221;fa fa-money&#8221;]<\/p>\n<h3>\u00a315,000 Loan PPI Example:<\/h3>\n<p><strong>Loan Amount<\/strong>: \u00a315,000 over 5 years (60 months) at 7.9% APR.<\/p>\n<p><strong>PPI on loan<\/strong>: \u00a33,000 (PPI policies vary in cost. It is often 20%,\u00a0i.e. 20% of \u00a315,000 = \u00a33,000.)<\/p>\n<h4>Cost of PPI<\/h4>\n<p>On top of the mis sold PPI amount you are entitled to the interest paid.<\/p>\n<p>\u00a33,000 x 7.9%\u00a0x 5 years = \u00a31,185 for 5 years (60 months)<\/p>\n<p>Please note that on any successful mis sold PPI reclaims you are also entitled to 8% statutory interest compensation from the lenders per annum.<\/p>\n<p>\u00a31,580 x 8% = \u00a394.80<\/p>\n<h4>Total PPI Refund Due:<\/h4>\n<p>\u00a33,000 PPI Amount<br \/>\n\u00a31,185 Interest charged on PPI over 5 years<br \/>\n\u00a394.80 (\u00a318.96 per year) PPI compensation (8%) over 5 years (please note: this interest applies for every year up until you claim. For example, if your policy was for 5 years and you claim 10 years later, you will have an extra 5 years of 8% statutory interest\u00a0added\u00a0on top)<\/p>\n<p>Total = \u00a34,279.80 Reclaimable PPI on Loan[\/vc_message][vc_column_text]<style>@media (max-width:480px){#cp_calculatedfieldsf_pform_2{min-height:364px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_2\" id=\"cp_calculatedfieldsf_pform_2\" action=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form \"  data-nonce=\"ab785eb717\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_2\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/haveigotppiuk.com\" \/>\n<pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_2=[[{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Loan Amount (\\u00a3)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Interest Rate\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname4\",\"shortlabel\":\"\",\"index\":2,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Approximate Number of \\u003Cstrong\\u003EYears\\u003C\\\/strong\\u003E ago taken 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YOU\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"PREC((fieldname6+fieldname1+fieldname7),2)\",\"suffix\":\"\",\"prefix\":\"\\u00a3\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":false,\"optimizeEq\":true,\"eq_factored\":\"(PREC((fieldname6+fieldname1+((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)),2))\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname1\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden PPI Amount\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname2*0.20\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(fieldname2*0.20)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"(fieldname1*(fieldname3\\\/100))*fieldname4\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid 2\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname6*0.08\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)\",\"fBuild\":{},\"parent\":\"\"}],{\"0\":{\"title\":\"Loan PPI\",\"description\":\"Calculate your Estimated Loan PPI Refund\",\"formlayout\":\"top_aligned\",\"formtemplate\":\"cp_cff_letter\",\"evalequations\":1,\"autocomplete\":1},\"formid\":\"cp_calculatedfieldsf_pform_2\"}];<\/script><\/pre>\n<div id=\"fbuilder\">\n\t\t<div id=\"fbuilder_2\">\n\t\t<div id=\"formheader_2\"><\/div>\n\t\t<div id=\"fieldlist_2\"><\/div>\n\t\t<div class=\"clearer\"><\/div>\n\t<\/div>\n<\/div>\n\t<div id=\"cp_subbtn_2\" class=\"cp_subbtn\" style=\"display:none;\"><\/div><div class=\"clearer\"><\/div>\n\t<input type=\"hidden\" id=\"_cpcff_public_nonce\" name=\"_cpcff_public_nonce\" value=\"6ba05ebc31\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/1175\" \/><\/form>\n\t[\/vc_column_text][vc_tta_accordion color=&#8221;orange&#8221; c_icon=&#8221;&#8221; active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section i_icon_fontawesome=&#8221;fa fa-mouse-pointer&#8221; add_icon=&#8221;true&#8221; title=&#8221;Start My Free PPI Check&#8221; tab_id=&#8221;free-ppi-check&#8221;][gravityform id=&#8221;1&#8243; title=&#8221;false&#8221; description=&#8221;false&#8221; ajax=&#8221;true&#8221;][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_message message_box_color=&#8221;peacoc&#8221; icon_fontawesome=&#8221;fa fa-money&#8221;]<\/p>\n<h3>\u00a310,000 Loan PPI Example:<\/h3>\n<p><strong>Loan Amount<\/strong>: \u00a310,000 over 5 years (60 months) at 7.9% APR.<\/p>\n<p><strong>PPI on loan<\/strong>: \u00a32,000 (PPI policies vary in cost. It is often 20%,\u00a0i.e. 20% of \u00a310,000 = \u00a32,000.)<\/p>\n<h4>Cost of PPI<\/h4>\n<p>On top of the mis sold PPI amount you are entitled to the interest paid.<\/p>\n<p>\u00a32,000 x 7.9%\u00a0x 5 years = \u00a3790 for 5 years (60 months)<\/p>\n<p>Please note that on any successful mis sold PPI reclaims you are also entitled to 8% statutory interest compensation from the lenders per annum.<\/p>\n<p>\u00a3790 x 8% = \u00a363.20<\/p>\n<h4>Total PPI Refund Due:<\/h4>\n<p>\u00a32,000 PPI Amount<br \/>\n\u00a3790 Interest charged on PPI over 5 years<br \/>\n\u00a363.20 (\u00a312.64 per year) PPI compensation (8%) over 5 years (please note: this interest applies for every year up until you claim. For example, if your policy was for 5 years and you claim 10 years later, you will have an extra 5 years of 8% statutory interest\u00a0added\u00a0on top)<\/p>\n<p>Total = \u00a32,853.20 Reclaimable PPI on Loan[\/vc_message][vc_column_text]<style>@media (max-width:480px){#cp_calculatedfieldsf_pform_3{min-height:364px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_3\" id=\"cp_calculatedfieldsf_pform_3\" action=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form \"  data-nonce=\"ab785eb717\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_3\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/haveigotppiuk.com\" \/>\n<pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_3=[[{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Loan Amount (\\u00a3)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Interest 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Amount\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname2*0.20\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(fieldname2*0.20)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"(fieldname1*(fieldname3\\\/100))*fieldname4\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid 2\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname6*0.08\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)\",\"fBuild\":{},\"parent\":\"\"}],{\"0\":{\"title\":\"Loan PPI\",\"description\":\"Calculate your Estimated Loan PPI Refund\",\"formlayout\":\"top_aligned\",\"formtemplate\":\"cp_cff_letter\",\"evalequations\":1,\"autocomplete\":1},\"formid\":\"cp_calculatedfieldsf_pform_3\"}];<\/script><\/pre>\n<div id=\"fbuilder\">\n\t\t<div id=\"fbuilder_3\">\n\t\t<div id=\"formheader_3\"><\/div>\n\t\t<div id=\"fieldlist_3\"><\/div>\n\t\t<div class=\"clearer\"><\/div>\n\t<\/div>\n<\/div>\n\t<div id=\"cp_subbtn_3\" class=\"cp_subbtn\" style=\"display:none;\"><\/div><div class=\"clearer\"><\/div>\n\t<input type=\"hidden\" id=\"_cpcff_public_nonce\" name=\"_cpcff_public_nonce\" value=\"2714f0dd6b\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/1175\" \/><\/form>\n\t[\/vc_column_text][vc_tta_accordion color=&#8221;orange&#8221; c_icon=&#8221;&#8221; active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section i_icon_fontawesome=&#8221;fa fa-mouse-pointer&#8221; add_icon=&#8221;true&#8221; title=&#8221;Start My Free PPI Check&#8221; tab_id=&#8221;free-ppi-check&#8221;][gravityform id=&#8221;1&#8243; title=&#8221;false&#8221; description=&#8221;false&#8221; ajax=&#8221;true&#8221;][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_message message_box_color=&#8221;peacoc&#8221; icon_fontawesome=&#8221;fa fa-money&#8221;]<\/p>\n<h3>\u00a35,000 Loan PPI Example:<\/h3>\n<p><strong>Loan Amount<\/strong>: \u00a35,000 over 5 years (60 months) at 7.9% APR.<\/p>\n<p><strong>PPI on loan<\/strong>: \u00a31,000 (PPI policies vary in cost. It is often 20%,\u00a0i.e. 20% of \u00a35,000 = \u00a31,000.)<\/p>\n<h4>Cost of PPI<\/h4>\n<p>On top of the mis sold PPI amount you are entitled to the interest paid.<\/p>\n<p>\u00a31,000 x 7.9%\u00a0x 5 years = \u00a3395 for 5 years (60 months)<\/p>\n<p>Please note that on any successful mis sold PPI reclaims you are also entitled to 8% statutory interest compensation from the lenders per annum.<\/p>\n<p>\u00a3395 x 8% = \u00a331.60<\/p>\n<h4>Total PPI Refund Due:<\/h4>\n<p>\u00a31,000 PPI Amount<br \/>\n\u00a3395 Interest charged on PPI over 5 years<br \/>\n\u00a331.60 (\u00a36.32 per year) PPI compensation (8%) over 5 years (please note: this interest applies for every year up until you claim. For example, if your policy was for 5 years and you claim 10 years later, you will have an extra 5 years of 8% statutory interest\u00a0added\u00a0on top)<\/p>\n<p>Total = \u00a31,426.60 Reclaimable PPI on Loan[\/vc_message][vc_column_text]<style>@media (max-width:480px){#cp_calculatedfieldsf_pform_4{min-height:364px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_4\" id=\"cp_calculatedfieldsf_pform_4\" action=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form \"  data-nonce=\"ab785eb717\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_4\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/haveigotppiuk.com\" \/>\n<pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_4=[[{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Loan Amount (\\u00a3)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Interest Rate\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname4\",\"shortlabel\":\"\",\"index\":2,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Approximate Number of \\u003Cstrong\\u003EYears\\u003C\\\/strong\\u003E ago taken out?\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"separator1\",\"shortlabel\":\"\",\"index\":3,\"ftype\":\"fSectionBreak\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname5\",\"shortlabel\":\"\",\"index\":4,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Approx PPI Owed to YOU\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"PREC((fieldname6+fieldname1+fieldname7),2)\",\"suffix\":\"\",\"prefix\":\"\\u00a3\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":false,\"optimizeEq\":true,\"eq_factored\":\"(PREC((fieldname6+fieldname1+((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)),2))\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname1\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden PPI Amount\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname2*0.20\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(fieldname2*0.20)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"(fieldname1*(fieldname3\\\/100))*fieldname4\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid 2\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname6*0.08\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)\",\"fBuild\":{},\"parent\":\"\"}],{\"0\":{\"title\":\"Loan PPI\",\"description\":\"Calculate your Estimated Loan PPI Refund\",\"formlayout\":\"top_aligned\",\"formtemplate\":\"cp_cff_letter\",\"evalequations\":1,\"autocomplete\":1},\"formid\":\"cp_calculatedfieldsf_pform_4\"}];<\/script><\/pre>\n<div id=\"fbuilder\">\n\t\t<div id=\"fbuilder_4\">\n\t\t<div id=\"formheader_4\"><\/div>\n\t\t<div id=\"fieldlist_4\"><\/div>\n\t\t<div class=\"clearer\"><\/div>\n\t<\/div>\n<\/div>\n\t<div id=\"cp_subbtn_4\" class=\"cp_subbtn\" style=\"display:none;\"><\/div><div class=\"clearer\"><\/div>\n\t<input type=\"hidden\" id=\"_cpcff_public_nonce\" name=\"_cpcff_public_nonce\" value=\"67a47d714f\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/1175\" \/><\/form>\n\t[\/vc_column_text][vc_tta_accordion color=&#8221;orange&#8221; c_icon=&#8221;&#8221; active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section i_icon_fontawesome=&#8221;fa fa-mouse-pointer&#8221; add_icon=&#8221;true&#8221; title=&#8221;Start My Free PPI Check&#8221; tab_id=&#8221;free-ppi-check&#8221;][gravityform id=&#8221;1&#8243; title=&#8221;false&#8221; description=&#8221;false&#8221; ajax=&#8221;true&#8221;][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_message message_box_color=&#8221;peacoc&#8221; icon_fontawesome=&#8221;fa fa-money&#8221;]<\/p>\n<h3>\u00a33,000 Loan PPI Example:<\/h3>\n<p><strong>Loan Amount<\/strong>: \u00a33,000 over 5 years (60 months) at 7.9% APR.<\/p>\n<p><strong>PPI on loan<\/strong>: \u00a3600 (PPI policies vary in cost. It is often 20%,\u00a0i.e. 20% of \u00a33,000 = \u00a3600.)<\/p>\n<h4>Cost of PPI<\/h4>\n<p>On top of the mis sold PPI amount you are entitled to the interest paid.<\/p>\n<p>\u00a3600 x 7.9%\u00a0x 5 years = \u00a3237 for 5 years (60 months)<\/p>\n<p>Please note that on any successful mis sold PPI reclaims you are also entitled to 8% statutory interest compensation from the lenders per annum.<\/p>\n<p>\u00a3237 x 8% = \u00a318.96<\/p>\n<h4>Total PPI Refund Due:<\/h4>\n<p>\u00a3600 PPI Amount<br \/>\n\u00a3237 Interest charged on PPI over 5 years<br \/>\n\u00a318.96 (\u00a33.79 per year) PPI compensation (8%) over 5 years (please note: this interest applies for every year up until you claim. For example, if your policy was for 5 years and you claim 10 years later, you will have an extra 5 years of 8% statutory interest\u00a0added\u00a0on top)<\/p>\n<p>Total = \u00a3855.96 Reclaimable PPI on Loan[\/vc_message][vc_column_text]<style>@media (max-width:480px){#cp_calculatedfieldsf_pform_5{min-height:364px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_5\" id=\"cp_calculatedfieldsf_pform_5\" action=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form \"  data-nonce=\"ab785eb717\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_5\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/haveigotppiuk.com\" \/>\n<pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_5=[[{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Loan Amount (\\u00a3)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Interest Rate\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname4\",\"shortlabel\":\"\",\"index\":2,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Approximate Number of \\u003Cstrong\\u003EYears\\u003C\\\/strong\\u003E ago taken out?\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"separator1\",\"shortlabel\":\"\",\"index\":3,\"ftype\":\"fSectionBreak\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname5\",\"shortlabel\":\"\",\"index\":4,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Approx PPI Owed to YOU\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"PREC((fieldname6+fieldname1+fieldname7),2)\",\"suffix\":\"\",\"prefix\":\"\\u00a3\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":false,\"optimizeEq\":true,\"eq_factored\":\"(PREC((fieldname6+fieldname1+((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)),2))\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname1\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden PPI Amount\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname2*0.20\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(fieldname2*0.20)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"(fieldname1*(fieldname3\\\/100))*fieldname4\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"(((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Hidden Interest Paid 2\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"toolbar\":\"default|mathematical\",\"eq\":\"fieldname6*0.08\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"readonly\":true,\"hidefield\":true,\"optimizeEq\":true,\"eq_factored\":\"((((fieldname2*0.20)*(fieldname3\\\/100))*fieldname4)*0.08)\",\"fBuild\":{},\"parent\":\"\"}],{\"0\":{\"title\":\"Loan PPI\",\"description\":\"Calculate your Estimated Loan PPI Refund\",\"formlayout\":\"top_aligned\",\"formtemplate\":\"cp_cff_letter\",\"evalequations\":1,\"autocomplete\":1},\"formid\":\"cp_calculatedfieldsf_pform_5\"}];<\/script><\/pre>\n<div id=\"fbuilder\">\n\t\t<div id=\"fbuilder_5\">\n\t\t<div id=\"formheader_5\"><\/div>\n\t\t<div id=\"fieldlist_5\"><\/div>\n\t\t<div class=\"clearer\"><\/div>\n\t<\/div>\n<\/div>\n\t<div id=\"cp_subbtn_5\" class=\"cp_subbtn\" style=\"display:none;\"><\/div><div class=\"clearer\"><\/div>\n\t<input type=\"hidden\" id=\"_cpcff_public_nonce\" name=\"_cpcff_public_nonce\" value=\"cb5a3fad9c\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/1175\" \/><\/form>\n\t[\/vc_column_text][vc_tta_accordion color=&#8221;orange&#8221; c_icon=&#8221;&#8221; active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section i_icon_fontawesome=&#8221;fa fa-mouse-pointer&#8221; add_icon=&#8221;true&#8221; title=&#8221;Start My Free PPI Check&#8221; tab_id=&#8221;free-ppi-check&#8221;][gravityform id=&#8221;1&#8243; title=&#8221;false&#8221; description=&#8221;false&#8221; ajax=&#8221;true&#8221;][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_message message_box_color=&#8221;peacoc&#8221; icon_fontawesome=&#8221;fa fa-money&#8221;]<\/p>\n<h3>\u00a32,000 Loan PPI Example:<\/h3>\n<p><strong>Loan Amount<\/strong>: \u00a32,000 over 5 years (60 months) at 7.9% APR.<\/p>\n<p><strong>PPI on loan<\/strong>: \u00a3400 (PPI policies vary in cost. It is often 20%,\u00a0i.e. 20% of \u00a32,000 = \u00a3400.)<\/p>\n<h4>Cost of PPI<\/h4>\n<p>On top of the mis sold PPI amount you are entitled to the interest paid.<\/p>\n<p>\u00a3400 x 7.9%\u00a0x 5 years = \u00a3158 for 5 years (60 months)<\/p>\n<p>Please note that on any successful mis sold PPI reclaims you are also entitled to 8% statutory interest compensation from the lenders per annum.<\/p>\n<p>\u00a3158 x 8% = \u00a312.64<\/p>\n<h4>Total PPI Refund Due:<\/h4>\n<p>\u00a3400 PPI Amount<br \/>\n\u00a3158 Interest charged on PPI over 5 years<br \/>\n\u00a312.64 (\u00a32.52 per year) PPI compensation (8%) over 5 years (please note: this interest applies for every year up until you claim. For example, if your policy was for 5 years and you claim 10 years later, you will have an extra 5 years of 8% statutory interest\u00a0added\u00a0on top)<\/p>\n<p>Total = \u00a3570.64 Reclaimable PPI on Loan[\/vc_message][vc_column_text]<style>@media (max-width:480px){#cp_calculatedfieldsf_pform_6{min-height:364px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_6\" id=\"cp_calculatedfieldsf_pform_6\" action=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form \"  data-nonce=\"ab785eb717\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_6\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/haveigotppiuk.com\" \/>\n<pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_6=[[{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Loan Amount (\\u00a3)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"csslayout\":\"\",\"title\":\"Interest 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href=\"https:\/\/haveigotppiuk.com\/ppi-claims-companies\/\"><strong>Best PPI Claims Company<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/\"><strong>PPI Calculator for loans and credit cards<\/strong><\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1494587022055{background-color: #ffffff !important;}&#8221;][vc_column][vc_message message_box_color=&#8221;alert-danger&#8221;] We are NO Longer Taking on PPI Claims. If you are interested in Flight Delay Claims, please use our Form Provided [\/vc_message][vc_column_text] PPI Loan Refund Calculations We have included some PPI Refund Calculations for Loans below including: \u00a320,000 loan \u00a315,000 loan \u00a310,000 loan \u00a35,000 loan \u00a33,000 loan \u00a32,000 loan Please [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-canvas.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PPI Loan Refund Examples - PPI Calculations on Loans - Have I Got PPI UK<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/haveigotppiuk.com\/ppi-calculator\/loan-refund-examples\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PPI Loan Refund Examples - PPI Calculations on Loans - Have I Got PPI UK\" \/>\n<meta property=\"og:description\" content=\"[vc_row css=&#8221;.vc_custom_1494587022055{background-color: #ffffff !important;}&#8221;][vc_column][vc_message message_box_color=&#8221;alert-danger&#8221;] We are NO Longer Taking on PPI Claims. 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