Free PPI Check

Use our Free PPI Check to find out if you have had PPI. We Can Run A Free PPI Check For You!

If you have ever taken out a mortgage, loan, credit card, store card, bought something on hire purchase (HP) or bought something on credit, then there is a chance that you may have taken out a PPI policy at the same time.

If you believe that you may have been mis-sold PPI or are unsure if you have taken out PPI use our Free PPI Check to find out if you have had PPI!

PPI Check Process

This is a step-by-step guide on how to use our Free PPI check to see if you have had PPI attached to your finances:

Fill in the form on this page to request your Free PPI Check pack, or alternatively email or call us on 0330 808 0181 with the details for us to send a pack out to you.

Once you receive the Free PPI Check pack you will need to fill in some basic details, sign and date the pack and then send it back to us in the free post envelope provided. The pack is very straight forward to fill in, and there will be instructions included within the pack on how to fill it.

On receipt of your completed Free PPI Check pack we will then check the pack details against any information that you may have already given us previously for any mistakes or amendments that may be needed. We will then contact the lenders that you want a Free PPI Check carried out with and run your Free PPI check.

We will contact you to let you know the results of  your Free PPI Check. We will confirm whether you have PPI or not.

If PPI is confirmed and you feel that the PPI may have been mis-sold and you want us to run a claim for you, you will need to fill in a questionnaire that helps us gather any reasons and information required to run the claim and raise a complaint with the lender or company.

Before we can proceed with any claims for mis-sold PPI at this point you would need to enter in to an agreement with us and agree to our terms and conditions of service (copies of which are given to you when you sign up, available on this website and upon request).

If your claim for mis-sold PPI is successful, all successful claims will be charged at 25% plus VAT.

If the lender or company that we have complained to about the mis-sold PPI contest your claim, we will check the reasons for their doing so and where necessary  we will escalate your claim to the Financial Ombudsman Service.

FAQs

PPI stands for Payment Protection Insurance. It is an insurance product that was added to your finances (loans, credit cards, mortgages etc) many times without your knowledge and is designed to cover payments in case you cannot because of circumstances like being ill or loosing your job. For more info please visit our What is PPI page.

It is easier to claim PPI back from any finances that were active in the past 6 years. You can claim for PPI that was mis sold previous to this period, however it is more difficult. For more info on How far back can you claim PPI, please see our page.

Check for Mis Sold PPI